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Senior Living in Portugal

I renovate senior homes in Florida for a living, so when I recently vacationed in Portugal, I was curious to find out how well senior U.S. expatriates lived there. The first thing I discovered is that the government has a 10-year tax-exemption deal for expat retirees in Portugal. No income tax will be deducted from their pensions for a ten-year period. That’s a pretty good deal if your pension is large enough to benefit from it. It’s no secret that Portugal is taking an economic beating right now, with credit rating downgrades, large amounts of debt and high unemployment. But that also means you can live very well there if you are getting a decent pension such as Social Security. Your pension acts as a buffer against the wild gyrations in the Portuguese economy. You will be able to find nice living arrangements for a low rent and have money left over to hire a housekeeper. Many Portuguese people will work for pennies to prevent starvation, so you can have a whole private staff for only a few dollars a day.

Another factor to consider is the language barrier. However, two factors are helping overcome this problem:

  • ·       Many Portuguese are learning English so that they can get jobs with expats.
  • ·       Many personal devices now offer spoken translation. If hears what people say and translates it in real time. Each year the technology gets better.

On the positive side of the ledger, Portugal offers many attractions:

·       Food: Portuguese food is so delicious, especially if you like seafood and shellfish. Meat and vegetables are also terrific and inexpensive there. The cuisine is Mediterranean and very healthy. I especially liked the many different pork dishes I sampled. Even the best restaurants are very affordable and the service is first-rate. All of my waiters spoke flawless English. Also, authentic Port is half the price in Portugal as compared to U.S. prices. You can drink a bottle a night without worries.

·       Golf: I think they have the best golf courses in Europe! I played every day and the populace is passionate about the sport. I found that greens fees and alike were much lower than in America.

·       Climate: Nice if you like it hot, especially in the southern part of the country. That’s important because the coastline has beautiful beaches where you will want to spend a lot of your time.

·       Healthcare: Much more enlightened and relaxed than in the U.S. You can get most medicines without a prescription. 

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Why People Think Experts Are A Good Idea

A Plan for Preparedness and Management of Disasters

As a result of migration to urban areas worldwide by people who want to seek jobs, high buildings have been erected coupled with increase in population, overhead electric cables, and slum areas. A great disaster is awaiting these urban areas due to the increase in the number of industries, oil storage tanks and pipelines including natural calamities such as earthquakes and landslides. Recently, we have seen that in several parts of the world that experienced a lot of disasters, people have varying levels of preparedness and ways of responding to these disasters. Activities and measure are put in place to minimize the effects and impacts of disasters, and this is now called as mitigation. Covering of the physical, economic, and social effects or impacts of disaster to a given population or area is also one of the features that mitigation has. In comparison to places that lack correct preparedness, as shown in history, having adequate preparation can greatly mitigate the effects of these disasters. Depending on the locality and the community concerned, this can involve a lot of aspects and angles. The two categories for these measures are called structural and non-structural.

Another categorization for these preparedness measures of mitigating disasters aside from structural and non-structural, is either active or passive. Active measures specifically include giving incentives for the reduction of disasters such as correct planning of informal living quarters like in slum areas, or giving rewards to building owners for making the units ready for disaster. Since the passive measures rely on laws and controls, the active measures have been noticed to be more effective. This is supported by the fact that city planning rules and codes which are based on the law are not that effective unless they are vigilantly implemented coupled with the strong participation of the building owners. To do the trick, subsidies and lower insurance premiums can be offered for better and safer constructions.

The government and the local authorities must aim on handling disasters when they occur, and to do so, the government and the local authorities must possess a trait of preparedness in order to clear structures. It is important to have simple and easy plans and policies for implementation by the disaster preparedness and management unit. The requirement is to increase the knowledge of the people and organizations and the warning systems should be properly positioned and monitored on a regular basis including a well planned use of land. When planning for a disaster is not properly done or is not considered, chaotic events will occur such as fires and it will make vehicles such as fire trucks and ambulances difficult to reach the victim due to impassable roads. If in the event that the government or the local authorities do not make or create a pre or prior planning, the result would be that disaster response and post disaster management will be one of the most challenging things to do.

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S:CRAFT Announces The Return Of Their Massive Love Shutters Discount Offer

FOR IMMEDIATE RELEASE

(Winchester, UK)—Interior window shutters, also known as plantation shutters, are increasingly becoming the window covering of choice throughout the UK. This is due to their aesthetic appeal and the wide variety of apertures they suit. Unlike traditional coverings like curtains, window shutters are on-trend and often used by interior designers to treat awkwardly shaped windows found in properties such as barn conversions.

It is with this trend in mind that S:CRAFT is announcing that their Love Shutters sale is back again for 2016. The sale includes a massive selection of shutter colour, size, and shape options. Consumers can expect the Love Shutters sale to run through Valentine’s Day and can take advantage of the UK’s most comprehensive range of premium-quality window shutters at www.s-craft.co.uk/.

Marcus Scott, a spokesperson for the S:CRAFT brand, stated “Whether the property is a traditional terrace or a modern apartment, hardwood shutters help to provide character, giving a unique look often seen in home design magazines. With up to massive discounts our entire range, there has never been a better time to invest in some highly-stylised made-to-measure window treatments. Now through February 14th, 2016, we are offering the opportunity for homeowners to bring a new level of style and class to their homes. They can visit our website at www.s-craft.co.uk to see all the ways our shutters can enhance their homes.”

As Scott continues, “S:CRAFT shutters are manufactured to the highest possible standards in state-of-the-art production facilities. We use wood that has been kiln dried twice to help prevent bowing and warping, and it is these techniques which guarantee a superior product. Irrespective of which shutter style a homeowner chooses, all of our products offer the same unique benefits, including outstanding natural light and thermal control, excellent privacy options, made-to-measure fitting, and superior noise reduction. In addition, S:CRAFT shutters are hygienic and easy to clean and can be used as room dividers or patio doors as well.”

“We want homeowners to love their home, and S:CRAFT shutters can help make that happen. Our plantation shutters are second to none in transforming any living space. With such great prices on all of our shutters, we encourage homeowners to go to our website at to find their local stockist today. Our expert fitters provide free consultations, surveys and quotes on all our S:CRAFT branded plantation shutters, making sure that homeowners love every installation.”

About S:CRAFT:

S:CRAFT has become the renowned name in the U.K. supplying premium grade plantation shutters to customers through their network of national stockists and high street retailers. Their stunning range of made-to-measure plantation blinds are engineered to the highest possible standards, manufactured in state-of-the art production facilities and produced from some of the finest grade raw materials. From their fantastic entry level MDF solution to their range-topping certified white teak that comes from a sustainable plantation with a traceable full custody chain, S:CRAFT is dedicated to supplying only the very highest quality plantation shutters that are built to last and bring customers many years of enjoyment.

Media Contact:

Marcus Scott
Winchester, Hampshire. SO21 3BT
Telephone: +44 (0) 1962 794 530
Email: sales@s-craft.co.uk
Website:

Source: http://www.fox8live.com/story/30997673/news

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What You Should Know About Designers This Year

What Energy Efficient Shutters Can Do For Your Home

You will very much appreciate the usefulness of energy efficient shutters, when you normally use heaters during the winter season and the aircon during summer season. These shutters help your home in both ways. First, the shutter helps keep your house warm during winter without too much heat from the heater. Next, the shutter should help make your house cooler during the summer season without the need to overwork your aircon. Very good types of energy efficient shutters keep your house warm or cool while helping you save money on energy costs at the same time. In addition, their designs and styles are an added benefit to the aesthetics of your home.

Today, you can choose from a few number of shutter styles. First, one of the very good choices of shutters is the plantation shutter. It has louvered panels that can be fastened to either the outside or inside part of a door or window. These panels are made with either hardwood or painted wood. These shutters are available in either painted wood or hardwood. Moreover, they may be waterproofed for areas that are high moisture such as bathrooms. These shutters are available in colors, styles or sizes that best fits your home. You can check online to get an idea of the different style of plantation shutters.

Next, another type of shutter is called the full-length shutter. Basically, it is any type of shutter that is made to cover the entire window or door. It is a good choice for either your office or home. In addition, there is the type that is known as tier-on-tier shutters. This kind of shutter are made in separate sections that can be opened separately but they can also cover your whole door or window. People prefer this kind of shutter because it lets them open the top to let some light in while keeping the lower half closed to keep privacy.

However, the solid shutter is still considered the most popular shutter style. The use of this type of shutter can be traced back to the Victorian era. Moreover, this kind of shutter is considered energy efficient. Also, they have solid wood paneling that can offer good coverage from the cold or the heat and from noises outside of your home.

All of these shutters help keep your home warm or cold as they keep bills low. They block the heat out at the windows when it is glaring outside. On the other hand, they help trap heat indoors when it is too cold outside. Lastly, besides being stylish they keep help you maintain privacy, so people from the outside cannot see what is going on inside your house. Consult a company that concentrates on installing shutters on your windows or doors to help you decide on the style and type that best fits your needs.

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5 Key Takeaways on the Road to Dominating Protectors

How to Protect Your Floor During Construction

Do you think of going for a home renovation? You can get excited on the improvements that you will be doing to your home. Perhaps, you have been dreaming about these things since you moved into your new home and now those dreams are becoming true.

You must understand that the construction projects in the house can damage the floors when you just ignore this. This is a good reason why you must ensure floor protection since this is an essential factor to consider. You don’t like to destroy part of the house while improving other areas of your home. Depending on the type of flooring that you have in the house and the type of work that will be happening, there are various options to keep the surfaces clean and safe.

You must ensure carpeted floor protection since the carpets are vulnerable to different types of damage like stains, spills, rips and fraying and also home renovations can cause all of these things. If you take the right precautions, the carpets will look nice after work is finished like before they started the work.

For the painting projects, you must know that carpet protection film is one thing that you can use. When the carpet is created from acrylic fibers, then having an adhesive film is the most excellent option to go for. This can stick firmly to the carpet so it will not slide around and will not leave bare spots as well but this will peel off easily without causing damage to the fibers if the project is accomplished. For wool carpets which would be spoiled by the adhesive, you should get the kind of film that doesn’t have adhesive backing.

If you have hardwood floors, you must know that these can still become really vulnerable during renovation work even if they are quite easy to clean on a daily basis. Dents, scratches, scuffs and spills are risks when the messy jobs are done. Depending on what is taking place, you have many options to keep the wood protected from damage.

For plastering, paint or other wet jobs, you would like to go for waterproof covering. You may get a plastic film which is similar to what you use for the carpets or multi-surface shield which may be used for floors, countertops and surfaces. These are waterproof and they are very easy to use and will not lead to damage to the flooring. You can use a reusable mat so that you can protect the floor from scratches and dents due to the heavy tools. With the floor protection tips, you can guarantee that the floors always protected.

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The Essential Laws of Policies Explained

Important Things You Must Know About Boat Insurance

Each boat owner who knows their boat’s value knows the importance of ensuring a proper amount of insurance coverage for their boat in case there is something that would happen to it. The boat, just like the car or home, can encounter an accident. This is why you need to make sure that such valuable investment that you have is covered in case an accident happens.

If you would finance a boat, the lending company or the financial institution would usually require that you insure your boat just similar to how they would if you would purchase a house or a car. They can have a lot to lose like you do. You will be protected in case something happens if you are going to invest in an insurance coverage for your boat.

Just like with the other insurance policies out there, the premium costs for the boat insurance will depend on different factors. The factors would include gender, age, type of boat, the age of the boat and the location where live. If you are going to get a boat insurance, then ensure that this includes a coverage for the physical damage. This would make sure that the insurer is going to pay fro the needed repairs or replacement of the boat when there is lightning, storm damage, fire, theft and vandalism. Such type of coverage should cover the engines, boat, the motors as well as the boat trailer.

The liability coverage is also another important thing that you must have for your boat. This would cover the damage done to a different vehicle when you get into an accident. You may also require the uninsured boat coverage which covers the repairs and the replacement of the boat when there is a collision that is uninsured or when the insurance has expired.

Also, you should have the passenger medical coverage that would cover the medical expenses of those who get injured while on the boat. You should also have the towing and assistance coverage. With such kind of coverage, you will be reimbursed for the expenses incurred when you required emergency assistance. If your boat breaks down and this is towed into a port or when you have spent for someone in order to have the engine repaired, you will need this.

The boat insurance is certainly very important to have. If you have a boat, you must not take the investment lightly. If you don’t get a boat insurance currently, then you can look for a reliable insurance provider so that you can get the right coverage that you need for the boat and be sure that you will get things taken care of when there are accidents or damages that happen. What this means is that you can also spare yourself from headache of the expenses that you need to pay.

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Why not learn more about Sales?

Neck Pain Pillows: The Advantages and Benefits One Can Get Out Of Them

Have you had any experience waking up every morning feeling tired and sore without even knowing why you feel such? Don’t you think that it is very stressing an experience if you have just woke up from a good night sleep and your just felt the searing pain in your neck? Your bed pillow might be guilty for letting you experience such agony. Or rather, this certain circumstance might be due to the fact that the pillow you are using when you sleep just lack the support it might need. The absence of the features like firmness and density to provide enough support for you neck and also the head and the shoulder may lead you to suffer from neck pains. In using the soft and sagging pillows, your age, your gender and even the fitness level that you have will not bail you out when the time comes that you will experience the soreness and painful feeling in your neck.

Having the right amount of sleep at night is a very important thing that one must remember. You must never allow your sleep to be interrupted not disturbed for you to get enough sleep.. It is always necessary fro anyone to get at least an eight hour sleep every night so that you will have good health and good skin. Selecting the best bed pillow must always pose as an importance with regards to your sleep. Feeling tired and exhausted during the day is actually caused by you, who chose a soft pillow to use, that leads you to feeling discomfort and have eventually have sleepless nights. You will probably sacrifice your job just because your are not able to get sufficient sleep at night. In threes months time, those cardboards that you junked might just became your house. Yes, it is the worst possible scenario anyone could experience however, we might never tell. Hence, the answer to a fruitful life as well as a good night’s sleep is for anyone to have a good pillow.

Choosing a good pillow is essential for anyone because they are designed especially for the prevention of neck pains as well as providing comfort. These pillows will most certainly not leave you with the feeling of nothing. The will provide you with comfort. There are those pillow who are specially design to hold the neck and support the head. These types of pillows are dense and firm that gives an additional support and yet, it is still soft and comfortable to use in sleeping. These types of pillow are specially contoured in lieu to the normal shape and for of the head and neck. The promotion of a good body posture during a good night sleep is what these pillows are designed for. Having a good posture is making sure that the head, the neck and the are aligned perfectly. Prevention from getting pains and being displeased as well as allowing the blood circulation to be done is what this position is for.

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If You Think You Understand Tools, Then Read This

Valuable Information To Know When Buying A Plasma Cutter

Plasma cutters are easily one of the most precise, fast and also very durable metal cutters in the market today, this can be said to high quality plasma cutters which are being sold in the market today. People must buy a plasma cutter which is usually made from the best materials, this is due to the fact that this type of plasma cutter is known to be strong and secure. This makes it one of the best plasma cutters to buy because people can now easily cut metals with no problem and can set up and use the machine in just a couple of seconds of setting up.

People must choose a plasma cutter that is durable and can last a long time as the manufacturer has advertised to their clients. It is valuable for people to choose a plasma cutter that is well designed to easily work cutting heavy duty materials, the cutter must also be well balanced in order for the machine to be stable when cutting.

The base of the plasma cutter needs to be stable in order for the user to cut different types of materials accurately. Most of these plasma cutter need to also have a really strong table to handle easily various types of plates of metals in different weights and needs to last long in everyday use. It Is also important for people to choose a plasma cutter that is professional quality in order for them to easily cut different materials that are also high in quality and also make products that are professional grade.

It is vital for people to choose a plasma cutter that have components that are well designed and can work together to cut different metal sheets accurately. A number of people must be able to choose a plasma cutter that has a number of guides and mounting racks so that they can have a machine to cut a number of sheets of metals to be really accurate. People must choose a plasma cutter that has table surfaces that is precisely made and this would result in the plasma cutter to be really accurate and also precise in cutting different metals.

The next important factors in choosing a plasma cutter is the plasma torch and its torch controls due to the fact these parts mostly decides the quality of the cut and accuracy of the cut. A number of these plasma cutters needs to be really flexible so that they can easily add more advanced features to increase the quality of the products they are producing with these plasma cutters. Plasma cutters are one of the best machines that people can invest on when they want to accurately cut different types of sheets of metals.

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Shuttercraft Chelmsford Proudly Announces The Company’s Official Grand Opening

FOR IMMEDIATE RELEASE

(Chelmsford, England)— Increasingly one of the UK’s most popular forms of window covering, window shutters – otherwise known as plantation blinds – add an air of class to any home or business. Having a local company who understands a client’s needs is important, and for this reason Shuttercraft Chelmsford is pleased to announce that they are now operational throughout Essex. Franchise manager Trevor Siederer and his dedicated team of shutter specialists can advise clients on the best types of window treatments perfectly suited to properties in Chelmsford, Braintree, or Epping. Clients can visit www.shuttercraft-chelmsford.co.uk/ to learn more about how to take advantage of these services.

In addition to having several towns, Essex is also known for quaint villages like Great Baddow, that have characterful property types perfect for the plantation shutter treatment. Shuttercraft Chelmsford fits only the finest wooden, MDF and ABS shutters from S:CRAFT, one of the UK’s leading industry specialists. Not only do they look stunning, they also provide a number of benefits that families have come to expect.

Made-to-measure wooden window shutters offer a range of advantages from thermal insulation to external noise reduction, which makes them perfectly suited to life in modern Britain. In busy Essex towns such as Harlow and Sawbridgeworth, sounds from local traffic can be a real issue, and noise reduction is a great benefit. Regardless of the style of living space or work environment, the design of shutters also makes them incredibly easy to maintain. Instead of expensive dry cleaning often required with curtains, cleaning is cost-free, reduced to just a simple wipe from a damp cloth.

With additional benefits such as privacy from overlooking properties and great light control, there really is no better option than internal window shutters. This is why we are delighted that Shuttercraft Chelmsford will be able to provide expert advice, installations, and free consultations for residents and business owners in the Essex area. Those who have questions or would like to inquire about getting the perfect window shutters installed in their home should log on to

Whether a contemporary apartment or traditional townhouse, hardwood shutters add to the charm, giving a unique look that will help a client’s property stand out from the crowd. Whilst suited to most rooms – even those with unusually-shaped bay windows – wood is not suitable for humid areas, such as kitchens and bathrooms. This is why at Shuttercraft Chelmsford a 100% waterproof range of high quality ABS plastic shutters is on offer, for this very reason. A wide selection of colours, stains, sizes and shapes makes shutters a superb match for almost every type of existing decor.

At Shuttercraft Chelmsford, not only is the installation service exceptional, so too is the customer care, both before and after purchase. Consultations and advice on all window shutters is offered completely free of charge or obligation, so hidden costs need not be a worry for a client’s home improvement project. Visit www.shuttercraft-chelmsford.co.uk to book a free survey today and find out how Trevor and his team can help spruce up any client’s home in 2016.

About Shuttercraft Chelmsford:

Shuttercraft Chelmsford specializes in the installation of made-to-measure window shutters. The team at Shuttercraft Chelmsford operates with a deep understanding of window shutters. All the staff at Shuttercraft Chelmsford are fully trained to the highest level, to provide customers with only the very best shutters at great prices. All our window shutters are manufactured by S:CRAFT, one of the leading UK companies, ensuring only the finest quality materials are used and that plantation shutters are produced to the highest possible standards.

Media Contact:

Trevor Siederer
Chelmsford Essex CM2 ODG
Telephone: +44 1245 898 680
Email: trevor@shuttercraft-chelsmford.co.uk
Website:

Source: http://investor.raleighnews.net/newsnet.raleighnews/news/read/24835365

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The 10 Most Unanswered Questions about Houses

Various Types Of Home Improvement

Home improvement is the term used to refer to make apartment spaces, residential houses, condominium units and more. This can also mean renovating entire rooms or whole floors, such as exterior painting and interior painting. People can do it project to project as they put on their touches on each part of the house to build something out of them. It will always come down to home improvement no matter which type of renovation or which part of the house was renovated. As long as people take into account the purpose of the whole renovation, whether they are buyers or not, the next home improvement project is worth the long term.

You are touted as a lucky investor if you were able to own a house, an apartment unit, a condominium or any residential space that does not need any home improvement for its value. Many homeowners have the notion that improving all the decors, enhancing the furniture or even just changing layout of some parts of the house will incur many risks and dangers, as well as expenses and costs. But, the prices for home improvement such as interior painting should be depending on the scope of the task and the availability of the materials and devices that will be used. Notice that the quality of the materials is not a huge determinant of the cost because there are some materials that can be bought and purchased for a price less expensive than usual, but can still offer beauty, elegance and functionality.

The ideas on the cost has been roughly covered, and now this article wishes to talk about the risks involved. According to specialists, some of the risks can be found from your choice of the home improvement contractor, whether you will do it your own or you will ask people to do them for you. One risk is when the client or the home improvement contractor suffers from an injury while doing the project. It is also considered a risk when the home improvement contractor you hired does not have the necessary permits, licenses, certifications or experiences to cause hindrances or further damage to the project or the residential area. When these happen, it is very important that you do not let these concerns sway you to provide less quality on your first home improvement project. After all, these home improvement undertakings are there to make sure that your family, your spouse and your children are all having a brighter future living in the house and everything is okay if the house will be sold some time in the near future. These projects are investments that will ensure the efficiency of many of your household facilities.

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